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Compound Interest Calculator

Calculate how your investment grows with compound interest over time.

Calculez les intérêts composés avec détail année par année

Fonctionnalités

Multiple Compounding Periods
Daily, monthly, quarterly, or annual compounding.
Year-by-Year Table
See exactly how your balance grows each year.
Regular Contributions
Add monthly or annual contributions to your calculation.
Instant Results
Totals update as you adjust any input.

Comment utiliser

  1. Enter the principal (starting amount).
  2. Set the annual interest rate.
  3. Choose compounding frequency and time period.
  4. See the final balance and total interest instantly.

FAQ

What is compound interest?

Compound interest is interest calculated on both the initial principal and the accumulated interest from previous periods — making your money grow exponentially over time.

How often should I compound?

More frequent compounding (daily > monthly > annually) yields slightly more interest. The difference is meaningful over long periods.

The Power of Compounding

  • $10,000 at 7% annual for 30 years = ~$76,123 with annual compounding.
  • Starting early matters most — time is the biggest factor in compound growth.
  • Einstein reportedly called compound interest the 'eighth wonder of the world.'

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